Your TrustedColorado Mortgage Partner
Making home-buying education innovative and accessible for all families. We believe in transparency, dedication, and honest communication to help you achieve homeownership.
What Our Clients Say
Don't just take our word for it - hear from families we've helped achieve their homeownership dreams.
Julie R
ExperienceI can only speak from the Listing Agent point-of-view. Your communication was excellent and the process seemed seamless and efficient from my end of the transaction. Thank you.
Hossam E
ExperienceJeremy was very patient with me, took the time to look at all options that suited me best, and was willing to accommodate questions I had over weekends, evenings, and odd hours from prior to pre approval to closing day. Thank you again Jeremy for your diligence and disciplined work. I look forward to working with you again!
Kevin W
GoogleJeremy was proficient and knowledgeable. He’s a great loan officer with a great lender.
Kevin W
ExperienceExcellent service and communication
Gun S
GoogleJeremy was awesome previously I contacted four other companies and not one of them was able to do what Jeremy did for us. He went out of his way to introduce us to the right people to help us get approved for the mortgage. Jeremy has your best interest in mind not money if you need a mortgage or refinance this is the man to call. Thank you, Jeremy.
Kristen R
GoogleWent in blind with Jeremy, just following my partners lead and , I can say it was a very pleasant experience. Jeremy was professional, kind, and very helpful. We tried working with a few others and no one would help out like Jeremy did. His communication was consistent and his responses were prompt. I will definitely recommend him and his team to the next person who needs a Lender who cares and is happy to help! Thanks again Jeremy!!
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Answer a few questions and receive a tailored rate quote within minutes.
Rate estimates are subject to final approval and may vary based on your specific financial situation.
About Jeremy & The Mortgage 101 Team
After working many years in retail lending, Jeremy started the mortgage 101 Team in 2025 with a vision to make home ownership education more accessible & effective, as well as streamline the mortgage process for prospective buyers and existing homeowners.
Jeremy, living with his wife and children in Colorado Springs, continues to originate home loans in 2025, serving new and existing clients alike in the Colorado housing market and beyond.
Low Rates
Competitive rates and broker options that help you save money over the life of your loan.
Local Support
Personal, local service from someone who understands the Colorado market and cares about your success.
Down Payment Assistance
Expert guidance on CHFA programs and other down payment assistance options to make homeownership affordable.
Pre-Approvals & Planning
Comprehensive mortgage planning and pre-approvals to set you up for success from day one.
Loan Products
Explore our comprehensive range of loan products designed to meet your needs.
Key Benefits
- ✓Lower interest rates for borrowers with good credit
- ✓No upfront mortgage insurance with 20% down
- ✓Flexible loan terms (15, 20, or 30 years)
Ideal For
Borrowers with good credit and stable income looking for competitive rates.
Mortgage Education Video Blog
Watch our educational videos to learn more about the mortgage process, home buying strategies, and financial planning.
First-Time Home Buyer FAST Guide
Buying your first home? You are in the right place! Here are the essential steps and answers to common questions.
Ready to Start Your Journey?
I'm here to guide you through every step of the home buying process. Let's connect and discuss your goals.
Ready to Take the Next Step?
Whether you're buying your first home or refinancing for better rates, we're here to help.
Buying a Home
Get pre-approved and start your homeownership journey
Why Work With Me?
- ✓First-time buyer programs and education
- ✓Down payment assistance guidance
- ✓Fast pre-approval process
- ✓Transparent communication throughout
Refinancing
Lower your rate or tap into your home's equity
Should You Refinance?
- ✓Competitive refinance rates
- ✓Cash-out refinance options
- ✓Streamlined process
- ✓Expert guidance on timing
Mortgage Calculators
Estimate your monthly payments or discover how much home you can afford with our easy-to-use calculators.
Calculate Your Payment
Adjust the values below to estimate your monthly mortgage payment.
Additional Monthly Costs
Not required when down payment is 20% or more
Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Contact Us to Get Started
Ready to start your home buying journey? Reach out today for a free consultation and let's discuss your mortgage options.
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Ready to Get Started?
Apply online today and get pre-approved. With transparent communication and expert guidance, we'll help you achieve your homeownership goals.
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